State Farm® Insurance Agent Keith Garlock
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
George Kolybakos
June 16, 2026
"I can’t say enough words to thank Jovita for her, helping me out with the registration of my 1965 Chevy impala. She has helped me in a lot of other situations in the past and she has never been recognized. Thank you so much for your services. All the people in this office are amazing."
Grace Allingham
June 16, 2026
"Amazing staff!! Monica is great and super helpful and assists me through all of the things
I don’t understand."
Yo Reyes
June 12, 2026
"Monica Torres is a wonderful and nice customer service person."
Lisa Orloff
May 7, 2026
"Just worked with Kelly and can’t say enough great things about the amazing customer service! She did an excellent job of reviewing our accounts and helped us save money too!"
Maja Smith
April 19, 2026
"I had a really great experience with State Farm, thanks to one amazing agent, Kelly Irwin.
Kelly reached out to let me know my homeowner’s policy might not be renewed, which was definitely stressful. But instead of just leaving it at that, she took the time to actually talk with me and understand the situation.
She went above and beyond by taking my case to the underwriter and advocating for me. She didn’t have to do that, but she did—and she really put in the time and effort to help.
She was patient, professional, and genuinely cared about finding a solution. Because of her, the decision was reversed and my policy was renewed, which I truly appreciate.
I’m very grateful for her help and for how State Farm handled everything. This experience definitely made me want to stick with them, and I’d absolutely recommend them to others. Kelly, you are my hero. Thank you."
josh Kesecker
April 14, 2026
"Working with Kelly & the crew over at State Farm has always been pleasant. My wife has been working with Keith Garlock's office for something like 20 years. So, I got married into them lol, but they have been great for all of our different policies over the years."
Jose Ruiz
March 25, 2026
"I had a great experience with Monica she was super nice and helped me get the best deal. she explained everything perfectly would 100 percent recommend anyone to go to the Keith Garlock office, the staff is super friendly."
Michelle M
March 12, 2026
"Monica Torres recently assisted me with insuring my second vehicle. She gave me excellent service and promptly sent me quotes whenever I would send her a new make or model I was looking at. I've been with Garlock Insurance for over 10 years now and I highly recommend them."
Dave E
March 9, 2026
"Monica was awesome to work with and stayed patient with me as I peppered with all my questions!
Couldn’t ask for better customer service."
Alicia Hicks
February 24, 2026
"I am so grateful for the time, communication, and competence of Skip, who recently joined Keith Garlock's office from retirement to help customers. He is willing to meet in person to assist clients develop understanding of their policy, rights, and next steps. Thank you Skip for your time and hard work."
Marc Libarle
January 23, 2026
"Always great responsive service with K. Garlock's staff......"
"Marc, thank you for your kind words! I'm happy to know that our team's responsiveness has made a positive impact on your experience. We’re here to help with any of your insurance needs!"
Louie Olivares
January 17, 2026
"Monica is super friendly and helped expedite an evidence of insurance request quickly! Great service!"
"Thank you, Louie! I'm happy to hear that Monica provided you with such friendly and efficient service. We always aim to make your experience as smooth as possible. If you need anything else, feel free to reach out!"
Lorrie Arana
December 17, 2025
"Kelly Irwin is very helpful. When she explains information, I like that is not a 'business' sell, but shares from a homeowner aspect. I can't wait for you guys to start writing new business. I want to move back to North Bay. I really like being a customer for 30 years."
"Thank you for your review, Lorrie! I'm happy to hear that Kelly has been so helpful and that you appreciate her approach. It's wonderful to know you've enjoyed being with us for 30 years. We look forward to continuing to serve you, especially when you move back to North Bay. Let us know if there's anything else we can assist you with!"
Dawn Graves
November 10, 2025
"I've been with Keith Garlocks Statefarm office for over 20years, because they've always been able to assist with with my home and business insurance needs"
"Dawn, thank you for your loyalty over the past 20 years! I'm happy to know that our office has been able to support your home and business insurance needs. We're always here for you, so feel free to reach out anytime!"
Tylor Manzo
November 7, 2025
"Fantastic service!"
"Thank you, Tylor! I'm happy to know you received fantastic service. We’re committed to providing the best experience possible. Let us know if there's anything else we can do for you!"
Julian Barajas
November 7, 2025
"Where should I begin? Working with Jovita has been nothing short of amazing. She is consistently helpful and kind. Every time I require assistance, she is there to support me and ensures my issues are resolved. I have no intention of switching to another insurance provider; I will remain with this one because of her.Thank you Jovita !!!"
"Thank you, Julian! I'm happy to hear about your positive experience with Jovita. Her dedication to helping our customers is truly appreciated. We're grateful for your loyalty and look forward to continuing to serve your insurance needs. Let us know if there's anything else we can do for you!"
Jessica Bjorg
November 7, 2025
"Thank you Monica for taking the time after hours for the explanation comprehensive and Collision coverage my husband and I are really thinking about switching over your office at State Farm!"
"Thank you, Jessica! I'm happy to hear that Monica was able to assist you with your coverage questions. We would be delighted to welcome you and your husband to our office at State Farm. If you have any more questions or need further assistance, feel free to reach out anytime!"
Jessika Frazer
November 6, 2025
"Skip had always been so helpful and quick to respond, making sure that my claims were filed correctly and quickly. Thanks for having my back, Skip!"
Sai K
October 25, 2025
"I needed to get copies of My Dwelling insurance getting many years. Jovitha was quick to understand my request, sent what she had and raised request to get previous years from other office. Everything felt so smooth.
Had similar friendly and fast experience with Becky as well.. Always had a consistent smooth experience. Great service!"
wayne stanfield
October 17, 2025
"Wow!!! Monica’s support has been fantastic. She was supportive, kind, knowledgeable, patient & inspirationally professional. Much appreciated🙏🏼🙏🏼
Also, Skip has been ever so supportive with my many questions & needs.
With utmost respect
Wayne"
Timothy Quinn
October 8, 2025
"I have been waiting from State Farm Underwriting to send my Insurance Declaration Page which I had not received for my vehicle. I called Monica at State Farm Insurance, and she promptly retrieved the information along with additional information regarding ID Cards for my vehicle. Monica directed the information to my cell phone and my email accounts and promptly resolved my concerns. Great Job Monica Thank You Very Much for your assistance"
Karen A
October 1, 2025
"Mónica Torres is extremely helpful, knowledgeable, and very professional, offering advice, guidance and encouragement regarding my numerous questions and concerns about my policies. I truly regard Keith Garlock's State Farm Insurance Agents top notch and always friendly and caring to my needs. My family has used their services for two generations.
Thank you so much."
Henry Guerra
September 25, 2025
"An absolutely wonderful experience, having someone to actually offer professional help at a time when your truly in need of it is exceptionally rare in this day and age. I truly wish Skip and Monica the very best in there lives and Business. Henry"
Dara Bradds
September 25, 2025
"Monica is always responsive and helpful. I am grateful for how easy she makes all of the insurance process. She does a real gem."
Arthur Munoz
September 18, 2025
"Monica was very professional and resolved my issue with precision. She is a credit to your agency. Happy to deal with her."